Payment Terms

Last Updated: December 1, 2025

These Payment Terms govern all financial transactions between Нуреrliquid ("we," "us," "our") and users ("you," "your") of our online masterclass platform. By purchasing any course, subscription, or service through our platform, you agree to these terms.

Accepted Payment Methods

We accept the following payment methods for purchases on our platform:

Major credit cards (Visa, MasterCard, American Express)
Debit cards with card network logos
Digital payment services as displayed at checkout
Bank transfers for enterprise or bulk purchases (upon approval)

All payments are processed through secure, PCI-compliant payment processors. We do not store your complete payment card information on our servers.

Pricing and Fees

Course Pricing

All prices are displayed in the currency selected at checkout or indicated on the course page. Prices include all applicable taxes unless otherwise stated. We reserve the right to modify pricing at any time, but changes will not affect purchases already completed.

Subscription Plans

Subscription-based access is billed on a recurring basis according to the plan selected:

Monthly subscriptions are billed every 30 days
Annual subscriptions are billed every 365 days
Quarterly subscriptions are billed every 90 days

The subscription fee will be charged to your payment method on each renewal date unless you cancel before the renewal period begins.

Taxes and Additional Charges

You are responsible for paying all applicable taxes, duties, and government charges associated with your purchase. Tax amounts will be calculated and displayed at checkout based on your billing address and applicable tax laws.

Billing and Authorization

Payment Authorization

By providing payment information, you authorize us to charge the specified payment method for all fees and charges incurred. You represent and warrant that:

You have legal authority to use the payment method provided
The payment information you provide is accurate and current
You will maintain valid payment information for subscription services
You will notify us immediately of any unauthorized charges

Automatic Renewal

Subscription services automatically renew at the end of each billing period unless cancelled. You authorize us to charge your payment method automatically for each renewal period. We will send you notice of upcoming renewals to the email address associated with your account.

Failed Payments

If payment cannot be processed for any reason:

We will attempt to charge your payment method multiple times over several days
Your access to subscription content may be suspended until payment is received
You remain responsible for all unpaid amounts
We may cancel your subscription after repeated failed payment attempts
Additional fees may not apply for failed payment attempts

Refunds and Cancellations

Individual Course Purchases

Refunds for individual course purchases are subject to our Refund Policy. Generally, refund requests must be submitted within a specified timeframe from the date of purchase and are evaluated based on course completion and access history.

Subscription Cancellations

You may cancel your subscription at any time through your account settings. Cancellation terms include:

Cancellation takes effect at the end of the current billing period
You will retain access to subscription content until the end of the paid period
No partial refunds are provided for unused time within a billing period
You will not be charged for subsequent billing periods after cancellation

Refund Processing

When a refund is approved:

Refunds are issued to the original payment method used for purchase
Processing time varies by payment provider but typically occurs within 5-10 business days
You will receive confirmation once the refund is processed
Access to the refunded content will be revoked immediately upon refund approval

Currency and Exchange Rates

Prices are listed in multiple currencies for your convenience. If your payment method uses a different currency than the purchase currency, your financial institution or payment processor will handle the currency conversion. We are not responsible for:

Currency exchange rate fluctuations
Conversion fees charged by your bank or card issuer
Differences between displayed prices and final charged amounts due to conversion

Enterprise and Group Purchases

Volume Pricing

Special pricing may be available for organizations purchasing access for multiple users. Contact our sales team for information about:

Bulk license pricing
Custom payment terms
Invoice-based billing options
Multi-year agreements

Invoice Terms

For approved enterprise customers using invoice-based payment:

Payment is due within 30 days of invoice date unless otherwise specified
Late payments may incur interest charges as permitted by law
Access may be suspended for accounts with overdue invoices
All amounts must be paid in full before license renewal

Promotional Offers and Discounts

Coupon Codes

Promotional codes and discount coupons:

Must be entered at checkout to receive the discount
Cannot be applied to completed purchases
May have expiration dates and usage restrictions
Cannot be combined with other offers unless explicitly stated
Are non-transferable and have no cash value

Free Trials

Free trial periods may be offered for subscription services. Trial terms include:

Credit card information is required to start a free trial
You will be charged automatically when the trial ends unless you cancel
Only one free trial per user is permitted
We reserve the right to verify eligibility and deny trial access

Payment Security

We implement industry-standard security measures to protect your payment information:

All payment data is encrypted using secure protocols
We partner with certified payment processors that maintain PCI DSS compliance
We do not store complete payment card numbers on our servers
You should review your account statements regularly and report suspicious activity

Disputes and Chargebacks

Dispute Resolution

If you believe you have been charged incorrectly, please contact our support team before initiating a chargeback with your payment provider. We will work with you to resolve billing errors promptly.

Chargeback Policy

Initiating a chargeback may result in:

Immediate suspension of your account access
Investigation of the disputed transaction
Potential account termination if the chargeback is deemed fraudulent
Requirement to settle the dispute before regaining access

Account in Good Standing

To maintain access to our platform and services, your account must remain in good standing, meaning:

All payments are current and up to date
No disputed charges remain unresolved
Payment information on file is valid and current
No fraudulent activity has been detected

Changes to Payment Terms

We reserve the right to modify these Payment Terms at any time. Changes will be effective upon posting to our website with an updated "Last Updated" date. For material changes affecting recurring subscriptions:

We will provide advance notice via email
Continued use of our services after changes constitutes acceptance
You may cancel your subscription if you do not agree to the changes

Liability and Disclaimers

Regarding payment processing and billing:

We are not liable for delays or errors caused by third-party payment processors
Payment processing times may vary and are not guaranteed
We disclaim liability for currency conversion fees or exchange rate fluctuations
Technical issues may occasionally affect payment processing; we will work to resolve them promptly

Contact Information

For questions about payments, billing, or these Payment Terms, please contact us:

Email: info@lf-v3.com
Phone: +353906626670
Address: Corner House, Clontead Beg, Coachford, Co. Cork, P12 P031, Ireland

Our support team is available to assist with payment-related inquiries and will respond as quickly as possible.